Loan

As an insurance and financial professional speaking directly to the public, I can tell you this with confidence, credit cards are not the enemy, misuse is. In 2026, over 61 percent of U.S. adults carry at least one credit card balance, with the average revolving debt sitting around $6,400 per household. That figure alone explains … Read more

Building a strong credit score in 2026 is no longer optional, it is a financial survival skill. Whether you want to buy a car worth ₦12 million, qualify for a ₦50 million mortgage, secure a ₦5 million business loan, or even rent an apartment in major cities, your credit score quietly decides your fate. Across … Read more